Legal Document

Privacy Policy

Effective date: 1 June 2025Last updated: 1 June 2025Version: 2.1

This Privacy Policy explains how ripple-grteasury Ltd. collects, uses, stores, and protects personal data when you access or use our treasury management platform and associated services. Please read it carefully.

1

Data We Collect

Account & identity data: name, email address, job title, company name, and billing information provided during registration.

Usage data: IP addresses, browser type, pages visited, session duration, and feature interactions collected automatically.

Financial operational data: treasury data, cash positions, and transaction records you upload or connect via integrations.

2

How We Use Your Data

To provide, maintain, and improve the ripple-grteasury platform and its features.

To communicate service updates, security alerts, and — where you have opted in — product news.

To comply with legal obligations, enforce our Terms of Service, and prevent fraud or misuse.

3

Cookies & Tracking

We use strictly necessary cookies to authenticate sessions and maintain platform security.

Analytics cookies (e.g., aggregated page-view metrics) are set only with your consent via our cookie banner.

You may withdraw cookie consent at any time through our Cookie Preference Centre or your browser settings.

4

Third-Party Sharing

We share data only with sub-processors required to deliver the service (cloud hosting, payment processing, customer support tooling), each bound by data processing agreements.

We do not sell, rent, or trade your personal data to advertisers or data brokers.

A current list of sub-processors is available on request at [email protected].

5

Your Rights (GDPR & CCPA)

EU/UK users have the right to access, rectify, erase, restrict, or port their personal data, and to object to processing.

California residents may request disclosure of personal information collected, opt out of any sale (we do not sell data), and request deletion under the CCPA.

To exercise any right, email [email protected]. We will respond within 30 days.

6

Data Retention

Account data is retained for the duration of your subscription plus 90 days to allow for account recovery.

After account closure, data is purged from production systems within 90 days and from backups within 12 months.

Certain records may be retained longer where required by applicable law or regulation.

7

Security

Data is encrypted in transit (TLS 1.2+) and at rest (AES-256) across all ripple-grteasury infrastructure.

We conduct annual penetration tests and maintain SOC 2 Type II compliance.

In the event of a data breach, we will notify affected users and relevant regulators within 72 hours as required.

8

Children's Privacy

ripple-grteasury is a B2B platform intended for users aged 18 and over.

We do not knowingly collect personal data from minors. If we become aware of such collection, we will delete it promptly.

9

Changes to This Policy

We may update this Privacy Policy to reflect changes in our practices or applicable law.

Material changes will be notified by email and/or an in-app notice at least 14 days before taking effect.

Continued use of the platform after the effective date constitutes acceptance of the revised policy.

10

Contact & Data Controller

Data Controller: ripple-grteasury Ltd., 100 King William Street, London EC4N 7BP, United Kingdom.

Data Protection Officer: [email protected]

General privacy enquiries: [email protected] | +44 20 7946 0321

Questions about this policy?

Contact our Data Protection Officer at [email protected] or write to ripple-grteasury Ltd., 100 King William Street, London EC4N 7BP, United Kingdom. You also have the right to lodge a complaint with your local data protection authority.

ripple-grtreasury

Treasury Intelligence, Connected at Every Layer. Real-time visibility, automated workflows, and institutional-grade controls for modern finance teams.

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